Women beneficiaries comprise maximum number of a/c holders under PMJDY at 55%

 Women beneficiaries comprise maximum number of a/c holders under PMJDY at 55%

There is no gender-wise data when it comes to amount held by women and men account holders.


More than half of bank accounts under the Pradhan Mantri Jan-Dhan Yojana (PMJDY) are held by women beneficiaries, according to an RTI reply. However, there is no gender-wise data when it comes to amount held by women and men account holders.

Pradhan Mantri Jan-Dhan Yojana was launched in August 2014 under the National Mission for Financial Inclusion.

Initially it was for a period of four years (in two phases). It was extended beyond August 2018 with change in focus on opening accounts from every household with some modifications such as revision in overdraft (OD) facility to Rs 10,000 from Rs 5,000; non-conditional OD facility for amount up to Rs 2,000 and revision in age limit for OD from 18-60 years to 18-65 years.

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